> For the complete documentation index, see [llms.txt](https://docs.soei.group/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.soei.group/4.-soei-credit-rewards-and-loyalty-point-system/4.1-what-is-soei-credit.md).

# 4.1 What Is Soei Credit?

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**🎁** Credit is an internal reward point, not money.
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Soei Credit is the platform’s internal reward point. Credit is not money, has no cash value, cannot be transferred or withdrawn, and cannot be resold or used as a payment instrument.

Credit is Soei’s mechanism for encouraging and recognizing contributions. The system operates within a closed-loop model.

Users may receive Credits through eligible programs. Credits may only be redeemed for digital gifts, benefits, or internal rewards offered by Soei.

| Credit Is                                                        | Credit Is Not                                            |
| ---------------------------------------------------------------- | -------------------------------------------------------- |
| 🎁 An internal reward point                                      | Money or a payment instrument                            |
| 🧩 A mechanism for recognizing contributions                     | An asset with cash value                                 |
| ✅ A right to redeem digital gifts, benefits, or internal rewards | A tool for transferring, withdrawing, or reselling value |

Credit is not an asset, cryptocurrency, security, investment product, loan, or medium of exchange.